Safety Software including Nuke Nabber!!
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After meeting a few times, some people take the next step, and move to be nearer or live together. Recently, a woman moved to another state to be with her on line boyfriend. In this case, the on line boyfriend turned out to be a professional confidence man, and the woman lost several thousand dollars in the process.The boyfriend convinced the woman to first send, via bank wire transfer, money from her savings to his bank, ostensibly so that she would have funds available when she arrived. He told her the only way the recieving bank would accept a transfer would be if it were sent into an existing account, that is, his account.
She then wired the funds, from her home bank, into his account, at his bank. At this point, legally, it became his money, and she was compelled to engage an attorney to regain her funds. After speaking with several bankers, Chatmag has learned that it is possible to transfer funds, from your account, into any bank in the United States, without first having an active account in the recieving bank.
The funds are held by the bank until such time as you can physically go to the bank, prove your identity, using preferably the originating bank wire transfer statement, and valid picture identification. Other safe guards can be also employed, such as at time of transfer, requesting the originating bank to place upon the transfer a memo, giving a code number, word, or phrase.
The possibility of anyone outside of the banking system obtaining that code would be extremely unlikely, and could be used at the recieving bank as further proof of ownership of the funds.
The simplest method by far is to convert cash into Travelers Checks.
Never send funds to anyone you do not know well, first talk to your local banker before making any transfers, and seek their professional advise. They will be more than glad to assist you in every way possible.
Moving to another state, or city is always a hectic experience, and, coupled with the emotions of meeting and engaging into a relationship can cause people to act without proper preparations. Most important, outline with him/her every step of a move. Determine who will be responsible for expenses incurred in moving, and, should the relationship not meet expectations, whether any full or partial reimbursement of expenses would be forthcoming.
Get everything in writing, preferably drawing up an agreement, stating purpose of any relocation, which party will pay for the move, and reimbursement should the relationship not be up to expectations. It may sound here more like a business deal than a relationship, but where one or both may incur expenses, take the time, and protect yourself.
If needed, consult an attorney first before committing to a relocation, in particular one that involves moving across state lines, or internationally. If nothing else, prior consultation will create a history of the relationship, should the unfortunate occur.
In any communications with each other, try and keep records or copies of everything said. On the Internet most communications are via E-Mail, or several other methods, including chat, and ICQ. Keep all emails from the other party, and to further safeguard them, save them to a floppy disc, not on your hard drive.
On ICQ, a history file is usually created automatically, save it for future reference. It is not as documentable as E-Mail, however it may be used as evidence of what was agreed upon. Any other communication, letters, etc. should be kept secure for future reference.
Take as much time as both parties need to facilitate a relocation. In most cases, the other person should understand that it takes time to move, and will allow the other as much as is needed.
Should someone rush a move, bringing up the subject of trust, or attempt to have you transfer funds to their bank account, let that be a red flag to be wary of such a move.
The confidence man will try and keep you off balance, they will attempt to play on emotions, emphasizing that you should trust them if you love them, etc. Take a deep breath and relax, then continue to act rationally, Never let them win!
It is your emotions, your money, your life, and your responsibility to protect yourself from possible misfortune.
Use a little common sense, and your meeting can be a good experience!
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